Privacy Policy

Last Updated: February 9, 2025

1. Introduction

Yuri Zuev, a Certified Financial Planner (CFP®) professional providing financial consulting services, operates the website yurazuev.com (the "Website") in Israel.

This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit or use our Website.

Your privacy is important to us. We are committed to protecting your personal data and being transparent about our data practices.

Privacy Questions or Concerns?

Contact us at: [email protected]

2. What Data We Collect

Information You Provide to Us

When you interact with our Website, you may voluntarily provide:

  • Name: First and last name
  • Email Address: For communication and responses
  • Phone Number: For consultation scheduling and contact
  • Message Content: Information you provide in contact forms, booking requests, or consultation inquiries
  • Financial Information: Only if you choose to share it during consultation requests (we recommend not sharing sensitive financial details through unsecured forms)

Information Automatically Collected

When you visit our Website, we automatically collect certain technical information:

  • IP Address: Your internet protocol address (anonymized)
  • Device Information: Type of device, operating system
  • Browser Information: Browser type and version
  • Usage Data: Pages visited, time spent on pages, click patterns
  • Referral Source: How you arrived at our Website
  • Date and Time: Of your visits

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience and analyze website usage. See Section 6 for detailed information about cookies.

3. How We Collect Data

We collect data through the following methods:

Contact Forms

When you submit a contact or inquiry form on our Website

Booking Forms

When you request a consultation or schedule an appointment

Newsletter Subscription

If you opt-in to receive our newsletter or updates

Analytics Tools

Through Google Analytics and similar services

Cookies

Browser cookies that track your Website usage

Direct Communication

When you contact us via email, phone, or messaging apps

4. How We Use Your Data

We use your personal data for the following purposes:

  • Responding to Inquiries: To answer your questions and provide information about our services
  • Scheduling Consultations: To arrange and confirm consultation appointments
  • Service Delivery: To provide financial planning and consulting services you've requested
  • Marketing Communications: To send newsletters, updates, or educational content (only if you've given explicit consent)
  • Website Analytics: To understand how visitors use our Website and improve user experience
  • Security and Fraud Prevention: To protect our Website and users from malicious activity
  • Legal Compliance: To comply with legal obligations and respond to lawful requests

Your Control: You can opt-out of marketing communications at any time by clicking the unsubscribe link in emails or contacting us directly.

5. Third-Party Services

We use the following third-party services that may collect and process your data:

Google Analytics

Purpose: Website traffic analysis and user behavior tracking

Data Collected: IP address, device info, pages visited, usage patterns

Privacy Policy: Google Privacy Policy

Google Tag Manager

Purpose: Managing analytics and marketing tags

Data Collected: Usage data, conversion tracking

Privacy Policy: Google Privacy Policy

Hosting Services (Landingsite.ai)

Purpose: Website hosting and infrastructure

Data Collected: All data submitted through the Website

Location: Cloud servers with security measures

Email Service Providers

Purpose: Sending emails and managing communications

Data Collected: Email address, name, message content

Payment Processors

Purpose: Processing consultation payments

Data Collected: Payment information (processed securely by third party)

Note: We do not store credit card information. All payment data is processed securely by our payment provider.

Important: These third-party services have their own privacy policies. We recommend reviewing them to understand how your data is handled.

6. Cookies

What are cookies?

Cookies are small text files stored on your device when you visit websites. They help websites remember your preferences and understand how you use the site.

Necessary Cookies

Essential for website functionality. Cannot be disabled.

Examples: Session cookies, security cookies, basic functionality

Analytics Cookies

Help us understand how visitors interact with our Website.

Examples: Google Analytics cookies (tracks page views, user flow, time on site)

Marketing Cookies

Used to track visitors across websites for advertising purposes.

Examples: Retargeting cookies, conversion tracking

How to Control Cookies:

  • Browser Settings: Most browsers allow you to refuse or delete cookies. Check your browser's "Help" menu.
  • Opt-Out Tools: You can opt out of Google Analytics using their opt-out browser add-on.
  • Mobile Devices: Check your device settings for tracking options.

Note: Disabling cookies may affect Website functionality.

7. Data Storage & Protection

Where We Store Data:

  • Your data is stored on secure servers provided by our hosting service
  • Data is backed up regularly to prevent loss
  • Servers are located in secure data centers with physical security measures

How We Protect Data:

  • Encryption: Data transmitted between your browser and our Website is encrypted using SSL/TLS
  • Access Controls: Limited access to personal data - only authorized personnel
  • Secure Systems: Regular security updates and monitoring
  • Data Minimization: We collect only necessary information

Important Security Disclaimer:

While we implement reasonable security measures to protect your data, no internet transmission or electronic storage is 100% secure. We cannot guarantee absolute security of your information.

Please avoid sharing highly sensitive financial information (bank account numbers, passwords) through unsecured channels like contact forms.

Data Retention:

We retain your personal data only as long as necessary for the purposes outlined in this policy or as required by law. Once data is no longer needed, we securely delete or anonymize it.

8. Data Sharing & Disclosure

We DO NOT Sell Your Data

Your personal information is never sold, rented, or traded to third parties for their marketing purposes.

When We Share Data:

We may share your data only in the following limited circumstances:

  • Service Providers: With third-party companies that help us operate our Website (hosting, analytics, email services). These providers are contractually obligated to protect your data.
  • Legal Requirements: When required by law, court order, or governmental authority.
  • Protection of Rights: To protect our legal rights, prevent fraud, or ensure the safety of our users.
  • With Your Consent: When you explicitly authorize us to share your information.

No Sale of Business: In the event of a merger, acquisition, or sale of assets, your data may be transferred to the new entity, but you will be notified and the privacy policy will remain in effect.

9. Your Data Rights

You have the following rights regarding your personal data:

Right to Access

You can request a copy of the personal data we hold about you.

Right to Correction

You can request that we correct inaccurate or incomplete data.

Right to Deletion

You can request that we delete your personal data (subject to legal obligations).

Right to Object

You can object to certain data processing activities (e.g., marketing).

Right to Portability

You can request a machine-readable copy of your data.

Right to Withdraw Consent

You can withdraw consent for data processing at any time.

How to Exercise Your Rights:

To request access, correction, deletion, or exercise any other rights, please contact us at:

[email protected]

We will respond to your request within 30 days.

10. Children's Privacy

Our Website and services are not intended for individuals under 18 years of age.

We do not knowingly collect personal information from minors. If you are under 18, please do not provide any information on this Website.

If we become aware that we have collected personal data from a child without parental consent, we will take steps to delete that information as quickly as possible.

If you believe we have inadvertently collected information from a minor, please contact us immediately at [email protected].

11. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time to reflect changes in our practices, technology, legal requirements, or other factors.

When We Update:

  • The "Last Updated" date at the top of this page will be revised
  • Material changes will be prominently posted on our Website
  • We may notify you via email if you've provided your email address

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your data.

Your continued use of the Website after changes are posted constitutes your acceptance of the updated policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Yuri Zuev, CFP®

Financial Consulting Services

Email: [email protected]

Phone: +972 50 698 8803

Website: www.yurazuev.com

Location: Israel

We are committed to resolving any privacy concerns you may have.

By using yurazuev.com, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal information as described herein.

Last Updated: February 9, 2025

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